>> it is true, steve. if there's a deal many of the changes will be small, especially -- i mean, the one thing everybody agrees on is the middle class should not go through the increase. the payroll tax cut, if your check is cut this week, you won't see it but you will in the second one. that's happening automatically and a good sign in a way. we're sort of in a -- that was part of the stimulus bill and recovering or we would be if it weren't for the nonsense so -- >> there are forecasts saying it cost about six points of growth next year without the holiday and stimulative. >> it is. people spend it more than they -- they tend to save. this is a tax that studies show that people do go out and spend opposed to saving it. >> they don't notice it. but there's a broader conversation that maybe we need to have about what the payroll tax is in the first place taking up 35% of the revenue coming in to the federal government and regresive in many ways and what it does is funds social security. so should we have e